Monday, April 21, 2014

This Week's Goals: 4/21-27/14

Goal Line
Last week's goals:


Classroom Goals
  • Finish planning our 4th term - Science Misconceptions in Hollywood Films project
  • Continue lesson planning
  • Make to do list for 4th marking period/summer
  • Post term 3 grades and comments
Household/Family/Mommy Goals
  • Continue our Total Money Makeover by following our April budget
  • Attend FPU Week #8 Class
  • Start planning storage shelf building project for this Spring (this will be ongoing for awhile)
  • Finish organizing the garage
  • Deep Clean the house - top to bottom
  • Fix the vacuum
  • Look into doggy door and fencing for behind garage (price will determine if we do this project this year or not)
Personal Goals
Blogging Goals
    This Week's Goals:

    Classroom Goals
    • Continue lesson planning
    • Finish my spring evaluation meeting
    Household/Family/Mommy Goals
    • Continue our Total Money Makeover by following our April budget
    • Attend FPU Week #9 Class
    • Start planning storage shelf building project for this Spring (this will be ongoing for awhile)
    • Finish organizing the garage
    • Look into doggy door and fencing for behind garage (price will determine if we do this project this year or not)
    Personal Goals
    • Workout 1-3 times
    • Visit my horse
    • Journal at least once this week
    • Read Born To Run
    • Watch a few TV shows I'm behind on
    Blogging Goals
    Wish me luck! What's on your schedule this week?



    Disclaimer: This post may contain affiliate marketing links that compensate me for sales.

    Saturday, April 19, 2014

    Giving Yourself Grace

    I am only human.

    Sometimes that's the mantra I need to tell myself. I'm not perfect, I will make mistakes, and that's O.K. Let's be honest, many days are productive around my house, but other days are not. It's important that as a wife, mother and teacher that I can learn to accept that - otherwise I'll pass along my personal discontentment to those around me.

    While looking at our budget this month I've been giving myself a hard time for the extra money we spent in March on food that hadn't been budgeted. We normally do a great job following our budget and the longer we have our budget, the easier it is to do, but in March we struggled with saying 'no.' We were invited to multiple events that included bringing food to share or eating out, and didn't say no to a single one - but we should have. Getting out of debt is an uphill battle and we'll need to stay focused every step of the way to really work our debt snowball, but sometimes it's nice to pretend or "forget" that we're on a budget. It was nice to go out to eat in March a handful of times - which is a true luxury for us - but I'll tell you what the food didn't taste as good as it would have if we'd budgeted for it. In my heart I knew we shouldn't be spending the money, but we did it anyway.

    Enter grace.

    I could choose to dwell on my negatives. I could easily list the many times where I've watched TV during nap time instead of blogging or been lost in a chain of online videos instead of reading or cleaning the house - but what will that do for me? Nothing. I can't make myself a more productive person by dwelling on my mistakes. I am only human - and sometimes every human needs to give themselves some grace.

    Have you had a recent situation where you had to give yourself grace? Share your story in the comments below.



    Disclaimer: This post may contain affiliate marketing links that compensate me for sales.

    Thursday, April 17, 2014

    What's New On Wife.Mother.Teacher.


    It's been a busy Spring here at Wife.Mother.Teacher. - here's a quick update of what you might have missed:

    Smart Money Smart Kids Book Launch Team
    A few weeks ago I announced that my blog was chosen to be a part of the launch team for Dave Ramsey and Rachel Cruze's new book - Smart Money Smart Kids. You can check out all the posts by browsing our Dave Ramsey label.

    April Giveaways
    We have two fantastic giveaways going on this April, but entries are really low right now - that's good news for you because it means your chance of winning is high!!! (SHARE with friends and family) The first giveaway is for a free online cooking class from Craftsy and the second is for a working mom's gift set from Tanglewood Press.

    Social Media
    We hit 500 likes on Facebook and 1,000 followers on Twitter (which completes my 2014 goal, woo hoo!). If you're on Facebook, Twitter, Pinterest or Google + come check us out!

    Reader Survey
    I'd love your feedback - please take a few minutes to fill out our survey.

    Upcoming Changes
    I'm so excited to announce that in the next few months there will be changes coming to Wife.Mother.Teacher. that will help us bring you more of the content you love with a fresh clean look. A huge thank you to Kat Lee for her inspiring blog How They Blog and all the great ideas she has given me.



    Disclaimer: This post may contain affiliate marketing links that compensate me for sales.

    Wednesday, April 16, 2014

    Kindle Fire HD Giveaway this May

    mother's day giveaway
    **1 Winner**
    Prize:
    Kindle Fire HD
    Hosted by:
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    Want to participate in an amazing giveaway to give one awesome mom a great gift? Come and join in on this opportunity with Mama Foster.
    Sign-ups close 4/28
    **The blogger with the most referrals will receive the additional links at no cost
    Click HERE to sign up and for more html info.
    **Only a certain amount of co-hosts will be taken, so please sign up as soon as you can so you won't lose a spot!

    This Week's Goals: 4/14-20/14

    I'm running a little late this week getting my goals posted - so sorry - I've been very distracted this week with life. We had a great Spring Break, it wasn't as productive as I had hoped, but I did make progress none the less. :) 

    Goal Line
    Last week's goals:


    Classroom Goals
    • Finish lesson plans for Monday & Tuesday following Spring Break
    • Start planning our 4th term - Science Misconceptions in Hollywood Films project
    Household/Family/Mommy Goals
    • Continue our Total Money Makeover by following our April budget
    • Attend FPU Week #7 Class
    • Start planning storage shelf building project for this Spring (this will be ongoing for awhile)
    • Finish organizing the garage
    • Deep Clean the house - top to bottom
    • Fix the vacuum
    • Take in recycling
    • Look into doggy door and fencing for behind garage (price will determine if we do this project this year or not)
    • Soak up some sunshine & play outside with the neighborhood kids
    • Make a quick whirlwind trip to KY to see my family
    Personal Goals
    • Workout 1-3 times
    • Visit my horse
    • Journal at least once this week
    • Read Smart Money Smart Kids and Born To Run
    • Watch a few TV shows I'm behind on
    • Take a bubble bath
    • Give myself a pedicure, manicure & facial
    Blogging Goals
      This Week's Goals:

      Classroom Goals
      • Finish planning our 4th term - Science Misconceptions in Hollywood Films project
      • Continue lesson planning
      • Make to do list for 4th marking period/summer
      • Post term 3 grades and comments
      Household/Family/Mommy Goals
      • Continue our Total Money Makeover by following our April budget
      • Attend FPU Week #8 Class
      • Start planning storage shelf building project for this Spring (this will be ongoing for awhile)
      • Finish organizing the garage
      • Deep Clean the house - top to bottom
      • Fix the vacuum
      • Look into doggy door and fencing for behind garage (price will determine if we do this project this year or not)
      Personal Goals
      Blogging Goals
      Wish me luck! What's on your schedule this week?



      Disclaimer: This post may contain affiliate marketing links that compensate me for sales.

      Saturday, April 12, 2014

      This Stand-By Meal Helps My Family Save Money

      ginger chicken

      Have you ever tried to plan a meal, only to find your options are looking slim? One of my favorite go to meals for cleaning out the pantry and freezer is.... Stir Fry!

      I've always loved stir fry, but it's more than delicious. Stir fry can be made from just about anything. Beef, chicken, shrimp or vegetarian. Pasta, rice or carb-free. Teriyaki, Ginger or Soy Sauce. The possibilities are endless. Stir fry is also perfect for emptying the refrigerator before a big trip because you can throw just about anything into it.

      This month we're doing a miniature pantry challenge by eating down what has collected in our pantry over the last few months and my go to meal for getting rid of the extra veggies and frozen meat is always stir fry.

      For more ideas on cooking fantastic stir fry, check out - 300 Best Stir Fry Recipes. Happy Cooking!

      What is your go to, money saving meal? I'd love to hear from you in the comments below.


      If you like what you just read please click to send a quick vote for me on Top Mommy Blogs- The best mommy blog directory featuring top mom bloggers

      Disclaimer: This post may contain affiliate marketing links that compensate me for sales.

      Friday, April 11, 2014

      Smart Money Smart Kids Talks College

      In case you haven't been following along, this is my 4th post in the Smart Money Smart Kids series. You can read the firstsecond, and third posts to get caught up. Today I picked my favorite parts of Chapter 8 - College. You could call this a subject a touchy subject for me. In fact, I had a hard time deciding whether or not to share this very personal story with the whole world. After a great deal of consideration, I've decided that if my story can help just one family not make the same mistakes I did it'll be worth it.


      I've always been a willing worker. At the age of sixteen, my dad purchased a car for my birthday with one condition - I would have to maintain a job and pay for my own gas in order to keep the car. So what did I do? I got my first job working at a local clothing retail store. I knew owning a car would be worth it and I never questioned it. As high school ended I actually added two more jobs to the mix, and continued working three jobs throughout my college career by my own choice.

      Right now you're probably thinking that means I was very financially savvy and was able to cash flow my college education. If that's the case, I'm sorry to say you'd be wrong. I graduated with my bachelor's degree in Elementary Education five and a half years after graduating high school, with (wait for it)... $120,000 worth of student loan debt. Yep, you read that right. I worked a range of 40-60 hours every week throughout my entire college career and still managed to have a massive amount of student loan debt. So where did all that money I worked so hard to earn go? A fantastic college lifestyle. I regularly treated myself and close friends to food and drinks, scheduled spa services, shopped at the mall so often the sales people knew me by name and sent thank you post cards to my well decorated college apartment where I had my own bedroom, bathroom and walk in closet. It's fair to say my college lifestyle was far better than my first five years out of college (and at present). 

      I'll be paying for my college financial mistakes, both physically and figuratively, for many years to come. Even using the debt snowball approach I'm not scheduled to be debt free (not including our house) until 2027 unless I pay more than the minimum. Worse yet, just the minimum payments on my student loans total more than our monthly mortgage payment! That's scary! I wish I'd realized the extent of my debt while I was in school. I wish I'd paid my tuition and stayed at home to avoid the cost of a luxury apartment. But the truth is, I could play "what if" for the rest of my life and it wouldn't change anything. My only chance to fix my mistakes is continue with the debt snowball process and change the way we approach paying for college with our own son. That's why the Smart Money Smart Kids book is so important and special to me. My experience is the exact reason I want better for my son

      Chapter 8 of the Smart Money Smart Kids book details exactly why and how you can take part in a debt free education for your children. Here's a few of my favorite quotes from the chapter:
      "...I've seen so many parents do - never, never cash out your retirement accounts to pay for your child's college expenses. Dumb, dumb, dumb!" - Dave 
      "A dad called my show one day distraught because his seventeen-year-old son had selected a college that was very expensive, and the dad could not figure out how he was going to pay for it. This father said to me, "What am I going to do? My son told me this is the school he is going to go to." Whoa! Who is running the household here? My response was that this was a parenting problem, because my seventeen-year-old doesn't tell me anything." - Dave 
      "The Wall Street Journal recently published a study showing that more CEOs and board members of Fortune 500 companies graduated from state schools than from so-called prestigious universities." - Dave
      "It doesn't matter if your child is in preschool or high school, whether you have $200,000 in an ESA or just $20 in your savings account, your child can go to college debt free." - Rachel 


      On our road to Financial Peace, our little family has made a lot of sacrifices to continue plugging away at our debt. I know we have many more to come, and I look forward to them, because I know that our son is watching. He may be only a toddler now, but just like he can pick up a funny new saying from his daddy when we're least expecting it, he will also learn about money in the same way. Smart Money Smart Kids is about teaching your kids the right path to financial freedom. Dave Ramsey and his daughter Rachel Cruze handle the ins and outs of the messy road of financial well being with wisdom and clarity.

      The official release date is April 22nd - but you can pre-order your copy today! The list price of the book is $24.99 but right now its available on Amazon for $18.62. Even better, if you pre-order before April 21st you will receive $50 worth of extras from Dave Ramsey by filling out this form. Your bonus pack will include the e-book, an audio book & a video lesson on safe guarding your legacy. (Psst... make sure you fill out the form, otherwise they won't know to send you the extras!) 




      Disclaimer: This post may contain affiliate marketing links that compensate me for sales.
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